{"id":2049,"date":"2024-11-18T18:27:33","date_gmt":"2024-11-18T15:27:33","guid":{"rendered":"https:\/\/www.unsacco.org\/?p=2049"},"modified":"2024-11-20T12:15:40","modified_gmt":"2024-11-20T09:15:40","slug":"how-to-apply-the-dividend-advance","status":"publish","type":"post","link":"https:\/\/www.unsacco.org\/how-to-apply-the-dividend-advance\/","title":{"rendered":"HOW TO APPLY THE DIVIDEND ADVANCE"},"content":{"rendered":"<p>You can access a maximum qualifying amount of up to 50% of the expected interest based on 2023 interest on deposit paid.<\/p>\n<p>The advance can be accessed on the<strong> <a href=\"https:\/\/www.unsacco.org\/portal_education\/how-to-access-and-use-qc-wallet\/\">Mobile<\/a> <\/strong>and<strong> <a href=\"https:\/\/www.unsacco.org\/portal_video\/how-to-register-to-the-un-sacco-online-banking\/\">Online<\/a><\/strong> banking platforms. Members who are not registered on the mobile banking platform can fill the <a href=\"https:\/\/www.unsacco.org\/website_downloads\/qc-wallet-application-form\/\"><strong>Registration Form<\/strong><\/a> and send it back to<strong><a href=\"mailto:customercare@unioncrestbank.caplix.net\"> customercare@unioncrestbank.caplix.net\u00a0<\/a><\/strong><\/p>\n<p>Processing will be in real time and funds issued to Member&#8217;s FOSA account. Manual applications are discourage and will only be process in exceptional cases. The processing time will be up to 48 hours.<\/p>\n<p>An interest rate of 6% will be deducted upfront for the digital applications and 8% for the manual applications. The loan will be recovered fully from the final interest on deposit payable for 2024 once approved by the AGM.<\/p>\n<p>The offer will run from <strong>18th November 2024<\/strong> to <strong>31st January 2025<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\"><strong>HOW TO APPLY VIA USSD AND QC WALLET APP<\/strong><\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-1638 size-full\" src=\"https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01.png\" alt=\"\" width=\"6067\" height=\"4405\" srcset=\"https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01.png 6067w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01-300x218.png 300w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01-1024x743.png 1024w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01-768x558.png 768w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01-1536x1115.png 1536w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2023\/12\/How-to-access-Dividend-Advance-01-01-2048x1487.png 2048w\" sizes=\"(max-width: 6067px) 100vw, 6067px\" \/><\/p>\n<p><span style=\"text-decoration: underline;\"><strong>HOW TO APPLY VIA ONLINE BANKING<\/strong><\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-2054 size-full\" src=\"https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB.png\" alt=\"\" width=\"5138\" height=\"3742\" srcset=\"https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB.png 5138w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB-300x218.png 300w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB-1024x746.png 1024w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB-768x559.png 768w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB-1536x1119.png 1536w, https:\/\/www.unsacco.org\/wp-content\/uploads\/2024\/11\/Dividend-Advance-guide-OB-2048x1492.png 2048w\" sizes=\"(max-width: 5138px) 100vw, 5138px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can access a maximum qualifying amount of up to 50% of the expected interest based on 2023 interest on deposit paid. The advance can be accessed on the Mobile and Online banking platforms. Members who are not registered on the mobile banking platform can fill the Registration Form and send it back to customercare@unioncrestbank.caplix.net\u00a0 [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":2016,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[36],"tags":[54,29],"table_tags":[],"class_list":["post-2049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans","tag-dividend-advance","tag-loan"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>HOW TO APPLY THE DIVIDEND ADVANCE - Union Crest Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unsacco.org\/how-to-apply-the-dividend-advance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HOW TO APPLY THE DIVIDEND ADVANCE - Union Crest Bank\" \/>\n<meta property=\"og:description\" content=\"You can access a maximum qualifying amount of up to 50% of the expected interest based on 2023 interest on deposit paid. The advance can be accessed on the Mobile and Online banking platforms. Members who are not registered on the mobile banking platform can fill the Registration Form and send it back to customercare@unioncrestbank.caplix.net\u00a0 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.unsacco.org\/how-to-apply-the-dividend-advance\/\" \/>\n<meta property=\"og:site_name\" content=\"Union Crest Bank\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-18T15:27:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-20T09:15:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/portrait-young-african-woman-standing-cafe-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1709\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kandy Kiptanui\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kandy Kiptanui\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/how-to-apply-the-dividend-advance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/how-to-apply-the-dividend-advance\\\/\"},\"author\":{\"name\":\"Kandy Kiptanui\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/#\\\/schema\\\/person\\\/ea3c1ce83d116c3d56209007ba62711d\"},\"headline\":\"HOW TO APPLY THE DIVIDEND ADVANCE\",\"datePublished\":\"2024-11-18T15:27:33+00:00\",\"dateModified\":\"2024-11-20T09:15:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/how-to-apply-the-dividend-advance\\\/\"},\"wordCount\":155,\"image\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/how-to-apply-the-dividend-advance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.unsacco.org\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/portrait-young-african-woman-standing-cafe-scaled.jpg\",\"keywords\":[\"Dividend advance\",\"Loan\"],\"articleSection\":[\"LOANS\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/how-to-apply-the-dividend-advance\\\/\",\"url\":\"https:\\\/\\\/www.unsacco.org\\\/how-to-apply-the-dividend-advance\\\/\",\"name\":\"HOW TO APPLY THE DIVIDEND ADVANCE - 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