{"id":1298,"date":"2023-08-02T13:10:25","date_gmt":"2023-08-02T10:10:25","guid":{"rendered":"https:\/\/www.unsacco.org\/?p=1298"},"modified":"2024-04-16T16:40:17","modified_gmt":"2024-04-16T13:40:17","slug":"introducing-enhanced-features-to-the-seniors-loan","status":"publish","type":"post","link":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/","title":{"rendered":"INTRODUCING ENHANCED FEATURES TO THE SENIORS’ LOAN"},"content":{"rendered":"

The improvements made to the Seniors’ Loan<\/a> <\/strong>take effect on 1st August 2023.<\/p>\n

The improvements are aimed at making the borrowing experience more rewarding to Sacco members who have retired from formal employment. The improvements to the Seniors’ Loan are as follows:<\/p>\n

\u2217<\/strong> The loan can be accessed by members who have retired from formal employment and have pension income<\/p>\n

\u2217<\/strong> A member can access up to KES 20 million<\/strong> subject to their ability to repay<\/p>\n

\u2217<\/strong> The maximum loan repayment period has been increased to four (4) years<\/strong> from\u00a0 \u00a0 \u00a0 \u00a0 previous three years<\/p>\n

\u2217<\/strong> The deposit multiplier has been increased to three (3X)<\/strong><\/p>\n

\u2217<\/strong> The loan repayment will be through pension income<\/p>\n

\u2217<\/strong> The Sacco will now accept an asset (land\/ Building)<\/strong> as a loan security as well as Members’ own deposits<\/strong> and guarantors<\/strong>.<\/p>\n

The loan application form can be accessed here;\u00a0Loan Application Form<\/a><\/strong><\/p>\n

You can read more about the improved Seniors’ Loan on the Circular Broadcast<\/a><\/strong><\/p>\n

Questions about loan application can be sent through the official email, customercare@unioncrestbank.caplix.net<\/a><\/strong><\/p>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The improvements made to the Seniors’ Loan take effect on 1st August 2023. The improvements are aimed at making the borrowing experience more rewarding to Sacco members who have retired from formal employment. The improvements to the Seniors’ Loan are as follows: \u2217 The loan can be accessed by members who have retired from formal […]<\/p>\n","protected":false},"author":14,"featured_media":100,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[29,28],"table_tags":[],"class_list":["post-1298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-loan","tag-seniors-loan"],"acf":[],"yoast_head":"\nINTRODUCING ENHANCED FEATURES TO THE SENIORS' LOAN - Union Crest Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"INTRODUCING ENHANCED FEATURES TO THE SENIORS' LOAN - Union Crest Bank\" \/>\n<meta property=\"og:description\" content=\"The improvements made to the Seniors’ Loan take effect on 1st August 2023. The improvements are aimed at making the borrowing experience more rewarding to Sacco members who have retired from formal employment. The improvements to the Seniors’ Loan are as follows: \u2217 The loan can be accessed by members who have retired from formal […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Union Crest Bank\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-02T10:10:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-16T13:40:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1172\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kandy Kiptanui\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kandy Kiptanui\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/\"},\"author\":{\"name\":\"Kandy Kiptanui\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/#\\\/schema\\\/person\\\/ea3c1ce83d116c3d56209007ba62711d\"},\"headline\":\"INTRODUCING ENHANCED FEATURES TO THE SENIORS’ LOAN\",\"datePublished\":\"2023-08-02T10:10:25+00:00\",\"dateModified\":\"2024-04-16T13:40:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/\"},\"wordCount\":170,\"image\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.unsacco.org\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg\",\"keywords\":[\"Loan\",\"Seniors' Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/\",\"url\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/\",\"name\":\"INTRODUCING ENHANCED FEATURES TO THE SENIORS' LOAN - Union Crest Bank\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.unsacco.org\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg\",\"datePublished\":\"2023-08-02T10:10:25+00:00\",\"dateModified\":\"2024-04-16T13:40:17+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/#\\\/schema\\\/person\\\/ea3c1ce83d116c3d56209007ba62711d\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.unsacco.org\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg\",\"contentUrl\":\"https:\\\/\\\/www.unsacco.org\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg\",\"width\":2000,\"height\":1172},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/introducing-enhanced-features-to-the-seniors-loan\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.unsacco.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"INTRODUCING ENHANCED FEATURES TO THE SENIORS’ LOAN\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/#website\",\"url\":\"https:\\\/\\\/www.unsacco.org\\\/\",\"name\":\"Union Crest Bank\",\"description\":\"Empowering Members Financially\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.unsacco.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.unsacco.org\\\/#\\\/schema\\\/person\\\/ea3c1ce83d116c3d56209007ba62711d\",\"name\":\"Kandy Kiptanui\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7e8fd25766a7189ebd575f3302eee86da07b3641661fdddd012cfc16ab3f4cbb?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7e8fd25766a7189ebd575f3302eee86da07b3641661fdddd012cfc16ab3f4cbb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7e8fd25766a7189ebd575f3302eee86da07b3641661fdddd012cfc16ab3f4cbb?s=96&d=mm&r=g\",\"caption\":\"Kandy Kiptanui\"},\"url\":\"https:\\\/\\\/www.unsacco.org\\\/author\\\/kiptanui\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"INTRODUCING ENHANCED FEATURES TO THE SENIORS' LOAN - Union Crest Bank","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/","og_locale":"en_US","og_type":"article","og_title":"INTRODUCING ENHANCED FEATURES TO THE SENIORS' LOAN - Union Crest Bank","og_description":"The improvements made to the Seniors’ Loan take effect on 1st August 2023. The improvements are aimed at making the borrowing experience more rewarding to Sacco members who have retired from formal employment. The improvements to the Seniors’ Loan are as follows: \u2217 The loan can be accessed by members who have retired from formal […]","og_url":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/","og_site_name":"Union Crest Bank","article_published_time":"2023-08-02T10:10:25+00:00","article_modified_time":"2024-04-16T13:40:17+00:00","og_image":[{"width":2000,"height":1172,"url":"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg","type":"image\/jpeg"}],"author":"Kandy Kiptanui","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Kandy Kiptanui","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#article","isPartOf":{"@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/"},"author":{"name":"Kandy Kiptanui","@id":"https:\/\/www.unsacco.org\/#\/schema\/person\/ea3c1ce83d116c3d56209007ba62711d"},"headline":"INTRODUCING ENHANCED FEATURES TO THE SENIORS’ LOAN","datePublished":"2023-08-02T10:10:25+00:00","dateModified":"2024-04-16T13:40:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/"},"wordCount":170,"image":{"@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg","keywords":["Loan","Seniors' Loan"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/","url":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/","name":"INTRODUCING ENHANCED FEATURES TO THE SENIORS' LOAN - Union Crest Bank","isPartOf":{"@id":"https:\/\/www.unsacco.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#primaryimage"},"image":{"@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg","datePublished":"2023-08-02T10:10:25+00:00","dateModified":"2024-04-16T13:40:17+00:00","author":{"@id":"https:\/\/www.unsacco.org\/#\/schema\/person\/ea3c1ce83d116c3d56209007ba62711d"},"breadcrumb":{"@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#primaryimage","url":"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg","contentUrl":"https:\/\/www.unsacco.org\/wp-content\/uploads\/2022\/08\/were-always-celebrating-our-love-each-other-shot-affectionate-senior-couple-enjoying-some-wine-together-home-min.jpg","width":2000,"height":1172},{"@type":"BreadcrumbList","@id":"https:\/\/www.unsacco.org\/introducing-enhanced-features-to-the-seniors-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.unsacco.org\/"},{"@type":"ListItem","position":2,"name":"INTRODUCING ENHANCED FEATURES TO THE SENIORS’ LOAN"}]},{"@type":"WebSite","@id":"https:\/\/www.unsacco.org\/#website","url":"https:\/\/www.unsacco.org\/","name":"Union Crest Bank","description":"Empowering Members Financially","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.unsacco.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.unsacco.org\/#\/schema\/person\/ea3c1ce83d116c3d56209007ba62711d","name":"Kandy Kiptanui","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/7e8fd25766a7189ebd575f3302eee86da07b3641661fdddd012cfc16ab3f4cbb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7e8fd25766a7189ebd575f3302eee86da07b3641661fdddd012cfc16ab3f4cbb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7e8fd25766a7189ebd575f3302eee86da07b3641661fdddd012cfc16ab3f4cbb?s=96&d=mm&r=g","caption":"Kandy Kiptanui"},"url":"https:\/\/www.unsacco.org\/author\/kiptanui\/"}]}},"_links":{"self":[{"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/posts\/1298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/comments?post=1298"}],"version-history":[{"count":5,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/posts\/1298\/revisions"}],"predecessor-version":[{"id":1312,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/posts\/1298\/revisions\/1312"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/media\/100"}],"wp:attachment":[{"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/media?parent=1298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/categories?post=1298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/tags?post=1298"},{"taxonomy":"table_tags","embeddable":true,"href":"https:\/\/www.unsacco.org\/wp-json\/wp\/v2\/table_tags?post=1298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}